Income Strategy Session:
Our main goal with our strategy sessions is to evaluate and design a plan that allows you to continue living the lifestyle you desire to live with the nest-egg you have built. We believe that a solid retirement income strategy is the best way to have that assurance – for everyone.
We know that the circumstances of life can change. As trained professionals, our goal is to be her to work with you over the long term. We know that your retirement strategies must continue to provide the level of income you need throughout your life. So, even if thins change, we’re here to help you update your strategy.
The majority of our clients fall into one or more of the categories below. Determining which category you fall into will help know better which strategy will work best.
Which of the following would you say is closest to your current situation?
- Healthy, active person planning retirement around the things they love... Whatever your hobby or passion, you want to feel confident that you have the income to support your lifestyle. Retirement income assessment and management can help you feel assured that you will have that income. As part of this group, your strategy should stress stability, income and the possibility of asset growth.
- Seniors facing medical issues that will impact their retirement decisions... Unless you’ve been there, it’s difficult to imagine the devastation of a life-altering diagnosis. Concern for medical bills can be an ongoing factor. We can help you arrange for steady, lifetime income** and principal protection. What’s more, there are annuity contracts or riders** that provide increased income* – potentially double or triple – for qualifying healthcare conditions.
- Adult children who hold Power of Attorney (POA) for a parent or those with an adult child who will manage your finances eventually... Whether you’re a child holding a Power of Attorney, or a parent planning to turn over control in the coming years, there are many considerations regarding the goals and assets involved. As your financial professionals, we can streamline that discovery process. We will work with you to address many of your concerns. We want you to enjoy the time you get to spend with your family.
- Widowed or single seniors who are very independent... This group is diverse, but one thing most seniors have in common is that you do not want to become dependent on your families or friends in case of disability or other economic challenges. You worked hard all your life, have been a provider, and are not comfortable with the idea of relying on others. We understand independence and can help design strategies that provide for guaranteed* and steady lifetime income,** designed to help ease your mind and more confidently position yourself for the future.
What would do I do next?
Identify the category that best fits you and contact us to schedule your free strategy planning session. You can also press the "Click to Call" button above to reach us today.
Determine Your Strategy and Reach out to us.
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Jerry Molina Financial and Insurance Services, LLC
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Phone: (956) 342-9469
Email: [email protected]
General disclaimers
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week or your local State Health Insurance Program to get information on all of your options.
Agency represents Medicare HMO, PPO, and PFFS organizations and stand-alone PDP prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal.
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please click any of the Nondiscrimination links above in the Health plan disclaimers section.
This information is not a complete description of benefits. Call 1-956-342-9469 (TTY: 711) for more information.
Medicare beneficiaries may also enroll in the plan through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov.
For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
Every year, Medicare evaluates plans based on a 5-star rating system.
Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations.
Please call the Plan’s customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
Total annual cost is calculated by adding up the total annual cost of any monthly premiums, applicable plan deductible(s) and estimates for all co-pay and co-insurance amounts that will be due for the medications and health benefits used throughout the year.
Costs for medications and health benefits vary across pharmacies and health systems, so the costs provided are only estimates. Actual costs could vary.
For plans with Part D Coverage: You may be able to get Extra Help to pay for your prescription drug premiums and costs. To see if you qualify for Extra Help, call: 1-800-MEDICARE (1-800-633-4227).
TTY users should call 1-877-486-2048, 24 hours a day/ 7 days a week or consult www.medicare.gov; the Social Security Office at 1-800-772-1213 between 8 a.m. and 7 p.m., Monday through Friday.
TTY users should call, 1-800-325-0778 or consult www.socialsecurity.gov; or your Medicaid Office.
You must have both Part A and B to enroll in a Medicare Advantage plan. Members may enroll in the plan only during specific times of the year. Contact the plan for more information.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.
To send a complaint to a Medicare Health Plan, call the Plan or the number on your member ID card. To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.